Think beyond traditional Motor Insurance. Choose SGI and get latest value adds at no extra cost because we know you love your car.

 Motor Insurance Solutions

Private Car Insurance

Commercial Vehicle Insurance

LTO (Land Transportation Operators) Insurance

Motorcycle Insurance

The types of cover we offer

Ø  Comprehensive Cover – Pays for repair/replacement of your vehicle.

Ø  Third Party Property Damage – Protects the Third Party for damages and ensures your peace of mind.

Ø  Excess Third Party Bodily Injury – Protects the Third Party for injury.

Ø  Compulsory Third Party Liability (CTPL) - To make you compliant with the provisions of the Insurance Code before every vehicle registration. This covers DEATH and BODILY INJURIES of the Third Party as required by the law.

Ø  Personal Accident Rider – to cover the occupant / passenger and driver of any motor vehicle against accidental death, disablement and Medical Reimbursement.

Value Adds                                       

          Best Road side assistance for accidents and or Break downs

          Expansive network of Repair shops

          Surprise gifts for Walk-in customers

Register for Safety & Defensive driving course for a small fee; free for Fleet customer

Don’t let unexpected incidents affect your happiness. Secure your hard earned property; insure with SGI Philippines. Be Insured…Rest Assured.

SGI Philippines offers Fire Insurance to cover your assets and properties (building/content/stock/ machineries) against risk of ordinary FIRE and LIGHTNING.

• Commercial Fire, IAR, AOG, EQ and allied Perils and extensions Policy

• Home Plan/Residential Fire Insurance Optional Perils You may choose more protection.

Following upgrades are available at a small additional premium

A. Typhoon

B. Flood

C. Earthquake Fire

D. Earthquake Shock

E. Riot and Strikes

F. Explosions / Falling Aircraft / Vehicle Impact / Smoke

G. Bursting or Overflow of Water Tanks Apparatus or Pipes

H. Loss of Profits or Consequential loss

I. Burglary/Robbery

Home Plan - Residential Fire Policy

We offer two types of Home plan - Deluxe Home Plan & Premier Home Plan for house and content with additional benefits

A. PA for both spouses

B. PA for domestic helper

C. Disability Income for both Spouses

D. Nursing Care benefit for both Spouses

E. Third Party Liability

F. Out-of-Pocket expense

G. Loss of Rent

We are always eager to hear from you. Send us your query, valuable suggestion and comments so we can serve you better.

We Got You Covered - Our Products

The normal activities of daily life carry the risk of enormous financial loss. Hence it is prudent to buy insurance to get all round protection. SGI Philippines understands these needs and offers insurance products that provide the protection for your valuable peace of mind.

Our various Lines of products are specifically designed according to your needs.

Motor Insurance Products
Fire Insurance
Engineering Insurance Marine Insurance
Miscellaneous Insurance
Health & Personal Accident Insurance
Bond Policy
and more.........

We are always eager to hear from you. Send us your query, valuable suggestion and comments so we can serve you better.

SGI Philippines General Insurance Co. Inc. is an initiative of Shriram Group, the Indian financial services conglomerate and Sanlam Group, the largest insurance company in South Africa. With paid-up capital more than Php 350 Million, SGI Philippines is ranked among the top ten insurance companies in this country. We have strength and commitment to protect the Filipino people and serve them with a smile. Our wide portfolio of product is aimed at different sectors ranging from Fire Insurance to Motor, Engineering, Marine to Miscellaneous and PA to Bond Policies. Our latest product Micro Insurance is specifically designed to service the risk and protection needs of the masses at an affordable price.

Born of Rich Legacy 
The Company was incorporated in 1964 by the American Foreign Insurance Association (AFIA) the largest worldwide insurance provider and was acquired by the Soriano family in mid 70’s. In 1984, Cigna a leading American insurer merged with AFIA and Monarch Insurance thus became a subsidiary of AFIA CIGNA. In 2011, Indian conglomerate Shriram Group took over the management of the company and initiated financial restructuring & regulatory compliance. The group along with Sanlam Group of South Africa also invested in the company substantially. Shriram General Insurance, the fastest grown insurance company in India, further invested in the company in 2013 to become the largest stakeholder and provider of technology.

Shriram Group 
Shriram is a leading Indian Conglomerate engaged in a variety of financial services including retail lending, consumer durables finance, truck finance, chit funds, project engineering, manufacturing, Life and Non-life insurance, software consulting, stock broking and real estate. The group size can be judged by the numbers. Today the group has over 45, 000 employees and operating through 2,400 branches with a customer base of 9.50 Million and manage funds of over USD 16 Billion in the business of financial services including life insurance and general insurance.

Our Core Values
• Customer’s interest ahead of our own
• Absolute integrity and transparency.
• Utmost confidentiality of customer information
• Value for money
• Speedy Service and Customer satisfaction

We're proud of what we do - we act sensitively with the highest standards of integrity and social responsibility.